HIPAA at your Rescue

By: Robert Thomson Click author's name for more of his/her articles

Incase you had continuous medical insurance coverage for atleast 18 months and not that you have lost the cover for any reason what so ever, HIPAA makes you eligible for an affordable health insurance plan in the state of Tennessee. TN provides you with inexpensive health insurance coverage with the help of HIPAA or The Health Insurance Portability and Accountability Act of 1996.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) provides you health insurance coverage protection in cases where an employee lose their jobs or there is a change in the jobs. HIPAA allows continuity of the insurance coverage for themselves and their families during the break period as nominal expense.

What does The Health Insurance Portability and Accountability Act of 1996 (HIPAA) do to make such provision especially in the sate of TN.? HIPAA prohibits any insurance company from adding and qualifying clauses in an insurance policy at the time of deciding the premium rates. HIPAA stops any insurance company from using the pre existing medical aliments or current health status, your medical history, your disabilities or any information form confidential medical records to determine the insurance premium. The premium charges cannot be varied from person to person. This ensures cheap health insurance quotes as far as the state of Tennessee is concerned.

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) make its virtually impossible for any health insurance company to limit your insurance cover on the grounds of pre existing health conditions if your last insurance coverage was within 12 months of the new insurance cover provided the last cover was from a recognized insurer registered with HIPAA. Only if your previous health insurance company is not considered credible by HIPAA or was as foreign insurance

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