How Do I Get Money For My Medical Bills?

By: Sophie Maddox Click author's name for more of his/her articles

The siren was blaring, I stood frozen to the spot. The chilly night wind wrapping its fingers around me sending a chill up my spine. My sister, Julie was on her way to the hospital, she had just collapsed at the dinner table, as if the event wasn't embarrassment enough. My parents faces reflected an even deeper shock when I had to explain to the Paramedics that she didn't have insurance. Her company had cut healthcare instead of jobs recently. She was currently looking for new coverage, but with her hours being cut and taking a 10% pay cut paying for insurance was becoming a big problem. We'd looked for options to cover her in case something happened, she was paranoid that she something would happen where she would need coverage. I researched how to get money if you don't have insurance but you have plenty of medical bills.
Guess what I found? There are really some great resources out there to help you find money for medical treatment.
You'll want to take notes here or simply print off this article.
Here is what you need to do first when you find yourself facing an emergency where you don't have coverage.
1. Be sure it's a true emergency.
If you think it's a just a bad cold, or the flu ride it out as much as possible, drink water, and juices to flush the virus out of your body.
However, if it is an emergency, by all means make sure you get to the emergency room. If possible have someone go with you and possibly drive, this will save you quite a bit of money. If you haven't had to ride in an ambulance or known someone who has you might be in for a rude awakening when you get that medical bill.
2. Document everything, save every piece of paper you come across.
If you have someone go with youask if they'd be willing todocument everything, let the Administrative Staff know that you don't have insurance.
3. Contact your state and county, there are typically provisions for helping you or a loved one get money for health care outside of Medicare or Medicaid. It's a bit of a mystery to me why this is not advertised better than it is for those who don't have insurance to cover medical bills.
Well, no I take that back I can see how this can get to be a little out of control, I know it gets abused as it is, I can just imagine what it would look like when you have a number of people looking for money for their healthcare.
The county or state where you live is a great place to start,a lot of time you'll be able to get help with some if not all of your bills, including, dental,Prescriptionsand eye care.
When your looking for help be sure that you have proof that you need the money, and that you don't have health insurance.
When you meetI'd have these documents ready:
Proof of low or no income
Proof of address
Medical Bills
Bills, additional verification of need.

Ask to make sure you don't need anything else.
Now the good news is that my sister ended up being okay, she had a panic attack due to all the stress she was under. She just had to take it easy for a few days and then she'll be able to go back to work. The help we found at our county and state was so helpful, she will be able to handle her costs and not go into debt.
Don't wait until you need the money for a medical bill, be proactive and make sure you know what your options are.
Did you know that there are places to find money for your medical bills, when you don't have a large savings account set up to handle all your concerns. I'm not just talking about what you'd find at Medicaid, or Medicare?
The money available is not just generic you can find money for:

Bills after you've been treated
Specific chronic illnesses
Health Screenings
Dental Care
Eye Care and much much more
Take a minute to see this Excellent Resource Guide
that clearly shows you where to turn if you have no insurance or only a little insurance, and no cash to pay for medical treatment.

Article Source: ABC Article Directory

About The Author: There are funds available, you just have to know a few vital tips to effectively getting it. Check this out. www.crwenterprise.com/insure