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Chris Marshall's Articles in Personal Finance

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Guide To Payment Protection Insurance When you take out a loan, whether it be a personal loan or secured loan, you will be repaying it over a fixed term which can range from a couple of months to several years. But what happens if you cannot afford to repay part of your loan one month? This where payment protection insurance could help you. But in other cases it can only serve to hinder you. Guide To Secured Loans A Secured Loan is one that requires you to use your property as security against the loan. This means in order to take out a Secured Loan you will need to be a house owner, and this includes if you are still paying off a mortgage. It does however mean that you if fail to keep up the repayments on your Secured Loan, you could risk losing your home.