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Dane Smith's Articles

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Why I Hate 40-Year Loans This article explains some of the disadvantages of 40-year mortgages compared to some other options, while presenting many of the loan packages that helped cause the subprime crisis in a more critical light. Austin Burger Places This article highlights some of the best burger places in Austin, Texas. History of the SXSW Music Festival This article discusses the long, rich history of the SXSW festival, which started in the 80's to focus on local music and has since added important film and interactive components. Hillary and Obama: Where Are The Issues? This article discusses the ongoing primary fight between Hillary Clinton and Barack Obama. How to Reduce Your Heating Bill This article is about how to lower your monthly heating bill through some simple and inexpensive home improvements. The '08 Election and Free Trade This article discusses the issue of free trade and how it will influence the '08 Presidential election. Can The Bush Tax Cut Work? Can the impending economic stimulus package that the Bush administration is creating have the power to keep the US from recession? This article discusses some of the factors of the economic crisis. Austin BBQ: A Tour of the Town This article provides a tour of some of the best BBQ joints in Austin Texas. How Hillary Stole New Hampshire This article describes the New Hampshire primary upset and some of the key factors that led up to the surprising results. Sluggish Fed, Why Are You So Sluggish? This article discusses the recent reticence of the Federal Reserve towards interest rate cuts, and their potential economic effects. The South Congress Scene in Austin Texas South Congress is one of Austin most interesting areas. South Congress boasts numerous independent shops and is also home to a quaint neighborhood of older homes. First Night Out 2008: Looking for Something Different What will you be doing on New Year's Eve? Austin has its annual First Night Out with various activities, plays and festivals to experience. SXSW: Which admission option is best for you? This article covers the myriad options for people who want to attend some portion of the SXSW conference/festival in Austin, Texas this coming March. The Federal Reserve Interest Rate Cut: Too Little, Too Late? This article discusses the Federal Reserve's recent third interest rate cut and its likelyhood to stem a future recession. Christmas in Austin, Texas This article discusses some of the unique events that Austin, Texas holds during Christmas The City of Live Music This article discusses Austin, Texas and its vibrant, eclectic music scene, in an effort to help understand why Austin has been called the Live Music Capital of the World. Ode to the Prickly Pear This article is all about the Texas local plant the prickly pear and its myriad uses in everyday life. Is Another Fed Cut Inevitable? This article takes an in-depth look at the motives for the Federal Reserve's interest rate cuts, as well as a discussion on the likelyhood of further cuts and their results. Fun Fun Fun Fest Austin's own Fun Fun Fun Fest is now in its second year, and seems poised to compete with ACL Fest. This article talks about the positives and negatives of this year's upcoming FFFFest. Spooky Austin Austin Texas always has a lot of different going on. But over Halloween Austin has a few more activities than usual. This article highlights a few of the most interesting ones. French Place French place is one of the many cool inner city neighborhoods in Austin. This article provides a glimpse into the history and charm of French place. Is the Superfund Capable of Restoring Confidence? The subprime mortage sector of the U.S. economy has taken huge losses over the past several months as many high-risk loans have defaulted. A new fund aimed at stabilizing this sector unfortunately just repackages the same problems under a new name- the "Master Liquidity Enhancement Conduit." Can this fund have a positive impact? Sprucing Up Your Home to Get It Ready to Sell Getting your home ready to sell can get confusing with all the choices of possible upgrades and cleanups. This article talks about a couple of options and ideas to consider. Every market is different so think about these options and what may be best for your home. Cashflow is King (Sometimes) This article is not meant to diminish the importance of looking at cashflow for a property. It is simply to remind investors that making a wise investment decision should go beyond simply looking at cashflow. Should Your First House be a Duplex? There are a number of benefits to buying a duplex as your first real estate purchase instead of a house. This article looks through some of the benefits of having your first "home" purchase be a duplex. The Decision to Sell Your Home Moving to a new home can be rooted in various reasons. Some people are relocated for a job, which makes the process easier when an employer provides assistance. Some people are moving for life changes like children or just because they prefer another neighborhood. Whatever the reason, you should understand your current market and what to expect with your sale. A Realtor can be your resource on the market and help guide you through the selling process. Quitting Real Estate? Summary : As the real estate market slows alot of realtors have been leaving the real estate profession. This article goes through a few reasons why leaving might be a smart idea. Finding the Right Neighborhood When searching for a neighborhood that is just right for you, there are various aspects to consider like school, land, shopping, and of course, location. Balancing these aspects to make the right real estate decision takes some prioritization, and with the help of a real estate agent, you can sort through these things.