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Godfrey Philander's Articles in Credit & Credit Cards

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  • 15 Ways Average Person Can Overcome Increasing And Overwhelming Debt
    Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed.

    1) Accept the fact you are in debt and forgive yourself. If you are in denial, you are more likely to repeat the pattern.

    2) Reduce monthly expenditures. For example, once the price of gas increased, our monthly gas costs went from roughly $200 to ...
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