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Karen Rockfeller's Articles in Loans

  • International Commercial Loans Have Changed
    For commercial borrowers seeking stated income commercial loans and commercial mortgages, there have been dramatic changes over the past year. These changes have resulted in more restrictive availability and terms of loans for small businesses based on stated income commitments. Very few traditional lenders are using a stated income process (no income verification, no tax, no IRS Form 4506) for their commercial real estate loans and commercial financing.
  • Funding International And Overseas Businesses Through A Loan
    International trade is one of the best ways to better your company’s bottom line, but breaking into an international market requires time as well as resources. You need to do a thorough research into the feasibility of selling to a particular local market, as well as scout for funds. This article discusses some ways to finance overseas business.
  • Top Questions About Loan Modifications
    The loan modification process can be frustrating and confusing for many distressed homeowners. If you are considering contacting your lender about a loan workout to avoid foreclosure, you need to get as much information upfront as possible so you will be prepared and able to present your case in the best possible light. Programs and guidelines are changing and it is getting much easier for homeowners to get the help they need. To help you understand how the process works and what you can expect, here are the Top 10 Questions and Answers:
  • Motel and Hotel Commercial Loans - Great Options
    In the Working Capital Journal and elsewhere, there have been many reports so far indicating that only a small number of financial companies appear to be acting as if they truly understand that "We`re all in this together". A special concern by many observers is that the largest banks (essentially those receiving federal funds recently to assist with their troubled financial operations) are not acting in this manner at all.

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