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Michael Letcher's Articles

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Why You Might Pay More if You Use a Florida Home Insurance Quote Website How many times have you entered information into a Florida home insurance quote website about your home's square footage, roof type, and construction materials only to be disappointed with the results? Here's why these websites aren't the best way for you to find low cost Florida home insurance quotes and how you can get more insurance companies to bid for your business. Things You Should Consider if You are Thinking About Re-Entering the Florida Real Estate Market Now The Florida real estate market continues to send out mixed signals as it wrestles with home prices that have declined for 41 straight months and up to 16 months of housing supply in the hardest hit areas. As you consider whether now is the time for you to re-enter the market, here is some important information you should know. The Impact of Consolidating Florida Newspapers You've read extensively about newspaper media outlets losing market share, drowning in debt, and facing dwindling audiences both in Florida and nationwide. As this trend continues not only are we losing an important set of eyes and ears to keep an eye on our state and local governments, but another question is emerging. What do you have to do in order to reach your customers as the print media continues to lose market share? What You Need to Know About the Coming Florida Home Insurance Rate Hikes The legislation recently signed into law by Florida Governor Charlie Crist opens the door to home insurance rate increases starting in 2010. Depending on where you live, those rate increases could be as much as 10% whether you are with Citizens Property Insurance Corporation or a private Florida home insurance company. Here is the background on the coming rate increases and what you can do about them. Why You are Paying the Florida Insurance Bill of Someone Else Most consumers don't have time to read the fine print on their Florida home insurance bill. They don't realize that even those who live in interior, landlocked, Northern Counties are subsidizing the cost of home insurance for those who live on the Florida coast. Here's why you are paying the Florida home insurance bill of someone else, even when you are buying auto or business insurance! How You Can Slash the Costs of Your Florida Home Insurance Despite two years of legislation, Florida homeowners insurance is still very expensive and hard to find. All of the national companies have either left the state completely or have stopped accepting new business. Here's how you can create competition for your Florida insurance business among the limited number of home insurance companies that remain - and save thousands of dollars in the process. President Obama - New Leadership or a Trustee Managing the Bankruptcy of the United States? Our national debt is now $10.6 trillion - $34,640 for every living US citizen. The scariest thing is that this debt doesn't count the billions in bailouts already approved or still to come. President Elect Obama's best ideas won't happen with this staggering debt. Our future will be dictated by bond markets, not government - a future that may include a financial collapse that dwarfs the Great Depression. Florida Home Insurance Gets In Line with Tin Cup Behind AIG and Automakers A federal government drowning in red ink and besieged by corporate beggars in the largest bailout in US history is unlikely to consider a National Hurricane Catastrophe Fund anytime soon. That combined with a Florida Hurricane Catastrophe Fund that cannot meet its own obligations only means one thing to you as a Florida home insurance consumer - it's time to watch your wallet again!