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Robert Thomson's Articles in Personal Finance

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Top Advice for Students at College to Save Money If you are at college studying hard as a student it can be hard to keep an eye your finances so your loans and debt don't build up too much over the time of your course so here is some great advice on keeping your head above water. Are You Morally Obliged to Repay Debt? Given the current financial climate many of us are trying to be more prudent with our money. The cost of living has increased and unemployment is on the rise. Home Interest Tax Savings Are Always Overestimated When a borrower takes out a home loan, the interest is tax deductible up to a certain amount. For borrowers in the highest marginal tax bracket, the savings can be significant, and this can make a dramatic difference in the true cost of ownership. However, this benefit diminishes over time as the loan is paid off and the interest decreases, unless of course, the borrower has used a toxic interest-only or negative amortization loan. Ten Money Saving Tips Ten great tips on how to save money on just about anything you want.